Payment Pathways, Inc. (PPI) provides patented privacy management software and identity solutions for money and information transfers. Our Greenlist® elegantly makes epayments safe and secure without requiring disclosure of any actual account or bankcard information whatsoever. We accelerate the migration of payments to electronics with payments privacy, service profitability, and identity protection.

Greenlist provides the user with a way to locate the virtual listing for payment addresses just as a “white pages” finds phone numbers and physical addresses. The difference is that the Greenlist entry publicly exposes the bare minimum of information: the payment addresses that can only receive deposits to bank accounts. Consumers’ real bank account numbers never have to be divulged to merchants or payment processor networks. There is nothing like this in the e-payments space. Until now, e-pay users would have to track down a payees account, obtain routing numbers and reveal their own payment and account information. Passing that information back and forth is a risk many consumers and businesses recognize and choose to avoid.

Greenlist registries are globally synchronized to supply the highest levels of trust and availability in payment address credentials. This means that any accounting system employing principles of debits and credits can tokenize account identifiers that restrict functionality such as debiting. This rendering of the identifier becomes safely and certifiably registered by accredited Identity Attribute Providers before it is publicly available to Relying Parties. For Relying Parties, Greenlist is a Cloud-based Identity & Privacy Service that defines liability responsibilities while ensuring that operational, legal, and security obligations are met.

Payment Pathways is founded on guiding principles and intellectual insight developed by Dr. Franco Modigliani (1918-2003), the twenty-third economist to win the Nobel Prize for Economics.


The company’s management team has worked in the electronic banking, payments, and network industries since the late 1970s.

Board of Directors

PPI’s board includes pioneering executives in the transition to networked business and ecommerce.

Advisory Board

Partial list of PPI’s advisors throughout the world.


Four patents have been awarded by the U.S.  One patent has been awarded by China. Four more patents are still pending in the U.S., India and China.

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