Richard O’Brien
Chairman, President, and Chief Executive Officer
(see Management Team)
Prof. David J. Farber
Prof. Farber is a Professor of Computer Science and Public Policy in the School of Computer Science at Carnegie Mellon University and in the Heinz School of Public Policy. Dave served on the US Presidential Advisory Board on Information Technology and in 2000, was appointed to the Chief Technologist post at the US Federal Communications Commission where he served during 2000-2001. He helped conceive and organize CSNet, NSFNet and the NREN. Dave brought often-disparate groups into harmony, leading to sweeping changes across the infrastructure landscape and beyond.
Current professional affiliations:
Past awards:
Jon Adler
Payment Technology Advisor
Jon’s accomplishments are those of a hands-on IT executive in emerging technology, applications development, telecommunications, and operations. As a software engineer, he helped build the first global online and relational database front-office systems for Morgan Stanley. He contributed in applications and operational functions as Morgan Stanley re-invented itself from a small, elite investment banking organization into a leader in every global market in institutional and proprietary trading of equities, commodities, futures, and options. Technology was identified in case histories as a key success factor.
He managed critical process improvements as VP of Operations and the Networking groups at Schwab, producing high systems, network, and telecom availability. As SVP of Infrastructure Operations and technology, he was the first to justify and implement an Internet protocol based HQ network, positioning Schwab to introduce Internet trading as an industry shifting service in 1996.
During his first two years at Cisco Systems, as Director of Global Operations, he ran data centers in San Jose, Raleigh, and Amsterdam. He introduced traditional operational processes, using off-the-shelf and internally developed applications, to improve system performance and uptime. Revenue transactions grew 20-fold and data centers grew from 1500 square feet to over 12,000 while achieving 99.99% availability.
As Cisco’s Sr. Director of Corporate Systems, he worked with the CFO, global heads of marketing, human resources, sales finance, eLearning, and corporate acquisitions to deploy leading edge internet applications.
Jon has a BSc. in Physiological Psychology from McGill University in Montreal.
Larry Buettner
Payment Operations Advisor
Larry has twenty years of experience serving the payments industry. Larry was founder and president of ANEXSYS, a payments company that created and developed the world’s largest tax collection system. He had P&L responsibility for this 600 employee bank joint-venture where they processed over one million ACH transactions per hour, totaling $1.2 trillion per year for the IRS, overcoming all “red-team” attacks prior to and during initial live operation phases.
He managed concentrated software development, operation of two data centers and three call centers. Mr. Buettner earned Computerworld-Smithsonian and Microsoft Windows World awards as an innovator in use of technology for high volume, high dollar, secure transaction processing.
Larry has been an expert witness before U.S. House of Representatives on government payment systems and was a frequent speaker and contributor to industry forums and periodicals on eGovernment, eCommerce, financial services, process redesign, and quality.
Larry has an MBA and BA cum laude from St. John’s University in New York.
Eric Dunn
Cardinal Venture Capital, Menlo Park, CA
Eric served as CFO, VP/GM, and SVP/CTO at Intuit for 14 years during its growth from a four-person startup to a leader in financial software with over $1 billion in annual revenue. He led the initial development efforts for Quicken for Windows and Quicken for Macintosh. Eric was CFO during Intuit’s IPO and the company-shaping acquisition of ChipSoft (Turbotax) and he initiated many of Intuit’s activities in electronic financial services and its international expansion. He was also CEO of Venture Finance Software Company (VFSC), a $50 million R&D-oriented joint venture created by Intuit to develop and commercialize Web-based consumer financial services. Eric is Chairman of the Board for DebitMan of San Mateo, CA.
Eric graduated Summa Cum Laude with an AB in Physics from Harvard College and received his MBA from Harvard Business School where he was Baker Scholar.
Jordan Firfer, JD
Healthcare Industry Consultant
Jordan is currently a consultant to the healthcare industry; his clients include Blue Shield CA, Humana, Aetna, and many others. Jordan has patented real-time, Web-based claim processing systems for healthcare. He worked with regulatory bodies and insurance commissions to negotiate and develop regulatory compliance registers and policies and he serves on national healthcare standards-setting bodies. Previously, Jordan was CIO at Affiliated Network Services in Chicago where he began his current leadership of the MHCC and Electronic Healthcare Network Accreditation Commission (EHNAC) accreditation charges.
Jordan has a BA from DePaul University and a JD Degree from The John Marshall Law School.
Steve Monaghan
Shareholder and Head, Under-banked Markets International Division Overseas-Chinese Banking Corporation
Steve works to lower the cost of back-end banking platforms by creating partnerships for his bank so customers and merchants have the lowest-cost devices, thus increasing access and transaction quantity. His work extends OCBC’s reach into International P2P payment processing markets. He was a VP and Director at Citibank N.A. (Corporate & Investment Bank), responsible for their Global Settlement platform, and Global Working Capital team.
He holds an EMBA from the Helsinki School of Economics. He patented his ideas (during his Citibank tenure) that became MVent, Singapore’s first mobile payment system.
Francis Vitagliano
Inventor and Chief Compliance Officer
Francis Vitagliano has 26 years’ experience in the ERISA pension and retirement field. Co-inventor of our first patent, he worked the design, development and analysis of the invention wth Franco for over twenty years. In 1993, the Vitagliano/Modigliani team was awarded the KCard patent invention which was licensed to ING. He was VP of ERISA Compliance at Scudder Investments and State Street Bank and Trust and AVP for ERISA Compliance Merrill, working with the marketing team to develop the Merrill Lynch 401(k) institutional product.
Francis is currently Director of Retirement Education and Visiting Scholar at the Boston College Center for Retirement Research.
He holds a Bachelor’s degree from Boston University, a degree in Chinese Mandarin from the Defense Language Institute, and a diploma from the University of Salamanca.